Counseling Available In person By Phone
Consumer Education Available In person Online Workshop
Credit Counseling is a free service offered by HPP CARES CDE. During the counseling session, you’ll provide information about your personal finances, including income and expenses. If you wish for us to then pull your credit there will be a $49 charge to do so. We’ll pull your credit report to see how much debt you have (this gives us accurate, up-to-date balances and is a “soft pull” which will not affect your credit score). We’ll diagnose your situation and provide you with a range of debt relief options. One debt relief solution may be a debt management plan; another may be bankruptcy. Call (562) 424.4477 or Schedule An Appointment to speak with a certified credit counselor.
Get Out Of Debt
Are you looking to consolidate your credit card debt payments without taking out a new loan? Our debt management program is not a new loan, but it can help you get out of debt. And did you know that you can qualify for our debt management program with bad credit? We work with your creditors to get you debt relief now, in the form of lower interest rates, waived credit card fees and lower credit card monthly payments. With more of your monthly payment going toward debt balance, you can dramatically lessen the time it takes to become debt free. Find out if you qualify for our debt management program.Call (562) 424.4477 or Schedule An Appointment to speak with a certified debt management counselor. Note there are nominal fees for this service.
Own A Home
It is very important to understand that owning a home is a two part process. HPP CARES CDE helps consumers who are looking to buy there 1st home, returning buyers due to a short sale / foreclose or savvy investors (Landlord Tenant Rights and Responsibilities Fair Housing Certificate) Homeownership Education is a must for all consumers in the purchasing space for the simple fact that so many changes are rapidly occurring with regards to consumer protections. (Register for HPP CARES Pre Purchase Homebuyer Educational Workshop.)
With home ownership comes a huge responsibilities and if there is a financial challenge like a lost of a job you could be facing foreclosure? Have you had a financial hardship that makes it difficult for you to pay your mortgage? HPP CARES CDE is a HUD-certified counseling agency, and we can help you resolve your housing problems. We provide an impartial analysis of your housing situation. Our counselors can help you enroll in federal, state and local foreclosure prevention programs. HPP CARES CDE Housing Counseling also offers homebuyer education, online, over the phone and in person in our Long Beach California office.