Student Debt & Repayment

Call With Any Questions Or Concerns 562.424.4477

Did You Know There Are Nine Different Federal 
Repayment Plans?

Our easy-to-use platform helps you understand and choose the repayment option right for you


Why Work With Us…

We help you obtain

Affordable Repayments

Reduce your monthly payment amount based on how much you make, not how much you owe so your payment will always be affordable.


Get Out of Default

Consolidate your defaulted loans into a new federal student loan and cure any existing defaults.

Loan Forgiveness

Determine if you qualify to have the federal government forgive part, or all, of your federal student loans.

One. Easy. Payment.

Consolidate all of your federal student loans into a single loan with one easy payment to a single loan servicer.


Is This Real? Why Haven’t I Heard of It?

Yes…most anyone with federal student loans is eligible for some kind of relief. That’s because ALL federal student loans have different repayment options (learn more from the Department of Education). Some repayment plans are based only on income and family size, which means your payment could be as low as $0. You may even be eligible to have some or all of your loan forgiven.* 

The problem is that most borrowers with federal student debt are either unaware of the options or have no idea how to take advantage of them. In addition, federal student loan borrowers are automatically enrolled in the 10-year standard plan which (by definition) results in the highest payment and completely disregards your eligibility for loan forgiveness.+ 

Sadly, most borrowers are left dazed, confused and struggling with their student loan debt. 

We’re here to change that.


How It Works…

1#Answer Questions

Tell us a little bit about yourself. Don’t worry, our questions are in plain English with tips and hints to guide you throughout the process.


2#Review and Select Repayment Plan

Our state-of-the-art software will determine all of the repayment plans you may be eligible for. Simply review and select whichever plan is best for you. We’ll even help you determine if you qualify for any early loan forgiveness programs.

3#Print, Sign and Send

We don’t just tell you what you qualify for. We actually prepare your custom application. Just print, sign and send. Your servicer will confirm your information and your new payment. That’s it!

Schedule An Appointment Today…

We Know Our Stuff

Ok, maybe we’re not superheroes but we do know our stuff.

Some of the top student loan and trusted industry experts helped build our tool ensuring that you have the proper tools and information you need to save the day.