Buying a home is a significant and crucial investment in your life. We are here to offer essential information and resources to support you throughout every stage of your journey, helping you determine if homeownership is the right choice for you.

By participating in our class, you can become eligible for down payment grants and subsidy dollars, empowering you with greater purchasing power. We also provide guidance on various down payment assistance programs and lender requirements to assist you further in achieving your homeownership goals.

Get Qualified Enroll Now Complete Application

Steps to buying a home or multi units

  • Take Education Leader Lead Webinar or Online Self Pace (Certificate Issued Upon Completion)
  • Schedule appointment to meet with HUD Housing Counselor to Create an Action Plan. If You need additional assistance. Not required if you are “Ready Now” To buy and working with someone all you need to do is complete your education as noted above. This counseling session is more so for people not sure and want to have additional 1 on 1 time and or help getting their profile Mortgage Ready.
  • Upload your income documentation to our portal so that the 1 on 1 session is the best use of time. Our intake specialist will ensure you are all set with your appointment.
  • Your lender will play the biggest role in your refinance. You’ll want to do your homework and be comfortable with who you select to manage your new loan.


Accessed Down Payment Grant and Subsidy Funds


Went from Renting to Owning

Options for learning

Leader-Led Zoom Webinar Homebuyer Education Course

  • 8-Hour Home Buyer Education
    All Day Saturday
    Options for training: Saturday 9am to 3pm or 2-hour Increment Trainings 4xs A Month Wednesday Evening 6pm to 8pm to ensure you complete the 8-hour requirement.
  • Certificate issued upon completion
  • $75
Enroll now

Self Pace Online Home Buyer Education ehome

  • 8-Hour Home Buyer Education (Promo Code: HOME $50 Discount)
  • Money Management
  • Certificate issued upon completion
  • Foreclosure Prevention Education
Enroll now

Self Pace Online Home Buyer Education Doorways

  • Certificate issued upon completion
Enroll now

Evaluate your options

Understanding what you can afford

Your first step in buying a home is to fully understand your finances. It’s not as fun as looking at homes, but it’s important and necessary to determine how much you can afford.

Down payments and PMI

These two important topics are often misunderstood. Let us walk you through your options and the associated pros and cons.

Finding your team

There are many people involved in your homebuying journey. Learn how having the right people by your side can help you achieve success with less stress.

Finding the right home

Now that you’ve been pre-approved and have your team, it’s time to start looking for your new home. This is an exciting time as you’ll lock down your location, type and must-have features.

Working with your lender

Buying a home can seem overwhelming, but your lender can provide a steadying hand. Find out what you can expect, and the role they play at every stage of the process.

Making your offer

You’ve found your dream home and now it’s time to make an offer. Learn how to determine a fair price and negotiate while making sure you stay within budget.

Inspecting and appraising

These are two critical steps in your home buying journey. Find out what you need to know and why they are so important to you and your lender.

Closing your loan

The final step of the home buying process involves signatures, documents, and keys. Let us help you prepare and understand what to expect.

first time homebuyers credit 101

Looking for a Professional Realtor?

Contact one of our licensed professional Realtor Counselors to help make your dream of ownership a reality.

Leigh Lester

Leigh Lester

Homebuyer Trainer
Denys Rivera

Denys Rivera

Account Manager
Schedule Appointment

Tips for First Time Home Buyers

Tools and Resources

Connect with us

We are continuously eager to engage with members of our community. Whether you're considering organizing a virtual Financial Literacy webinar for your company, contributing to support our mission, or seeking guidance on enhancing your credit and managing household finances, we're here to assist you every step of the way. Please don't hesitate to reach out - we look forward to connecting with you and meeting you at any point along your journey.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Step-by-step guidance

No matter what your needs are, access to quality, unbiased information is your right. Follow along as we provide essential information and resources to guide you at every stage of your journey.


As a social enterprise, HPP CARES CDE has achieved significant and wide-ranging accomplishments in recent years. Working under the National Coalition for Equities' (NCFE) umbrella, our focus has been on advocating for a strong community voice among federal and state regulators and major private sector corporations. We've dedicated ourselves to addressing public policy issues, particularly those related to wealth and income inequality impacting affordable homeownership and small business growth.

Through collaborative efforts with NCFE, HPP CARES CDE has expanded outreach initiatives, leading to increased corporate social responsibility and consumer protection awareness. Our endeavors have enabled us to engage with a broader audience, forge partnerships with numerous companies, and engage with regulators, all with the goal of supporting deserving individuals in achieving sustainable homeownership, fostering successful small businesses, protecting consumers, and empowering California communities.

At HPP CARES CDE, we are committed to championing opportunities for people of color to become integral partners in our mission to reduce income and wealth inequality, thereby contributing to the creation of stronger futures for all minority groups.