You’ve worked hard to buy a home. To support your continued success, let’s discuss what being a homeowner entails.

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Understanding your responsibilities

Homeownership can be very rewarding, but it’s important to remember that responsibilities, including continued budgeting and planning, are all part of the package.

Your home’s value

Understanding how your home’s value can change over time is essential. Follow along as we discuss equity, amortization, your community and other key topics.

Maintenance and renovations

Similar to owning a car, your home will need regular upkeep and improvements to keep it safe, comfortable and protect its value.

Additional homeownership costs

In addition to paying monthly principal and interest on your mortgage, you’ll have other required expenses to factor in.

Additional resources


As a social enterprise, HPP CARES CDE has achieved significant and wide-ranging accomplishments in recent years. Working under the National Coalition for Equities' (NCFE) umbrella, our focus has been on advocating for a strong community voice among federal and state regulators and major private sector corporations. We've dedicated ourselves to addressing public policy issues, particularly those related to wealth and income inequality impacting affordable homeownership and small business growth.

Through collaborative efforts with NCFE, HPP CARES CDE has expanded outreach initiatives, leading to increased corporate social responsibility and consumer protection awareness. Our endeavors have enabled us to engage with a broader audience, forge partnerships with numerous companies, and engage with regulators, all with the goal of supporting deserving individuals in achieving sustainable homeownership, fostering successful small businesses, protecting consumers, and empowering California communities.

At HPP CARES CDE, we are committed to championing opportunities for people of color to become integral partners in our mission to reduce income and wealth inequality, thereby contributing to the creation of stronger futures for all minority groups.